1. Who we are

This website is operated by NEBA (“we”, “us”).

2. Who the site is for

You must be 18 or over to use this site. Our services are not available in every country. Nothing on the site is an offer or solicitation where it would be unlawful, or where we are not authorised to make it. If applicable, our services are not available to US persons. Some products are open only to professional or accredited investors.

3. No advice

Content on this site is general information only. It does not take account of your personal circumstances and is not investment, tax or legal advice. Using the site does not make you our client. We give personal advice only after onboarding, a suitability assessment and a signed client agreement.

4. Risk warning

The value of investments can fall as well as rise, and you may get back less than you invested. Past performance is not a reliable guide to future results. Currency movements, charges, taxes and illiquidity can reduce returns. Insurance cover depends on the policy terms. Always read the product documents before deciding.

5. Fees and third-party products

We may earn fees, commissions or both. We will disclose charges and any conflicts of interest before you commit. Products may be provided by third parties whose own terms apply; a reference to them does not mean they endorse us or that we guarantee them.

6. Using the site

You must not misuse the site, including by attempting unauthorised access, introducing harmful code, scraping content, or using it for any unlawful purpose. A website form or ordinary email is not a dealing instruction; use only the secure channels agreed with your Adviser.

Fraud warning: we will never ask you to pay money into a personal account or share your passwords. If in doubt, please contact us via legalcompliance@nebaprivateclients.com.

7. Intellectual property and links

All content, logos and design on this site belong to us or our licensors. You may view and print pages for personal use only. Links to other websites are provided for convenience; we are not responsible for their content.

8. Liability

We try to keep the site accurate but do not guarantee that it is complete, current or always available. To the extent the law allows, we are not liable for loss arising from use of, or reliance on, the site. Nothing in these terms limits liability that cannot lawfully be limited, including for fraud or under financial-services and consumer-protection law.