Graham Howat is a Wealth Manager at NEBA Private Clients, part of TEAM plc, listed on the London Stock Exchange, based in Kuala Lumpur, Malaysia. He brings more than three decades of experience in personal wealth management, having advised clients through two major global stock market corrections, and holds qualified practice status across the UK, Hong Kong and Malaysia.
Graham specialises in pension provision, investment portfolio planning, and personal protection insurance for international and expatriate clients, with a strong emphasis on the personal service relationship that underpins good financial advice regardless of how products and markets evolve.
His career includes senior advisory roles across NEBA, and previously with PPI as General Manager of Financial Consultancy, Financial Partners International in Indonesia, and Towry Law International in Malaysia. He holds a Post Graduate Diploma in Management Studies from Hatfield Polytechnic, is a Member of the Malaysian Insurance Institute, and holds a Financial Planning Certificate from the Chartered Insurance Institute.
1. United Arab Emirates (UAE)
2. Malaysia
3. Singapore
4. South Africa
5. United Kingdom
NEBA Private Clients is licensed to operate in multiple regions. NEBA Private Clients Pte Ltd Licensed by the Monetary Authority of Singapore (MAS); NEBA Insurance Brokerage LLC is registered with the Central Bank of UAE (CBUAE); NEBA Private Clients Financial Advisors LLC is licensed by the Capital Market Authority (CMA) UAE; NEBA Private Clients Ltd is registered with the Labuan Financial Services Authority (LFSA) Malaysia; NEBA Private Clients (PTY) Ltd. authorised by the Financial Sector Conduct Authority (FSCA) in South Africa. Affiliated to NEBA PC UK, T/S of IFS4You Ltd, directly authorised by the Financial Conduct Authority (FCA)
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